BLOGS
Commercial Auto vs. Personal Auto Insurance: Key Differences
Understanding What Coverage You Need for Your Vehicle If you use a vehicle for work in any way, knowing the difference between Ontario commercial vehicle insurance and personal auto coverage is critical. Whether you're a small business owner or an independent contractor, having the right insurance protects not just your vehicle—but your livelihood. In this blog, VLG Insurance breaks down the major differences between personal [...]
What Does Commercial General Liability Insurance Cover?
Protecting Your Business with the Right Coverage If you own or manage a business, understanding what commercial general liability insurance is essential. Whether you’re a contractor, retailer, or service provider, liability insurance helps protect your company from unexpected risks that can lead to financial loss or legal trouble. At VLG Insurance, we’re here to help business owners across Ontario find the right small business insurance [...]
Fire Insurance 101: Everything You Need to Know About Protecting Your Home
Understanding Fire Insurance Fire insurance is a type of property coverage that helps homeowners recover financially in case of fire-related damages. Whether caused by electrical faults, kitchen accidents, or wildfires, fire insurance ensures that you won’t have to bear the full cost of repairs or rebuilding. At VLG Insurance, we understand how important it is to protect your home and belongings with the right policy. [...]
How to Choose the Right Condo Building Insurance Policy
Choosing the right condo building insurance policy is essential for protecting your investment and ensuring peace of mind. Whether you're a property owner or a property manager, having a reliable and comprehensive insurance plan can safeguard your building, its occupants, and your financial future. At VLG Insurance, we’re here to help you navigate the complexities of condo insurance policies and find the best coverage tailored [...]
Understanding Ontario’s Mandatory Auto Insurance Coverage: What You Need to Know
Navigating Ontario's mandatory auto insurance coverage can be confusing for drivers, whether you're newly licensed or a long-time vehicle owner. Understanding auto insurance requirements in Ontario ensures you’re compliant with the law and financially protected in case of an accident. In this blog, we break down the essential coverage types and requirements, helping you meet the legal obligations while choosing the right plan for your [...]
Commercial Property Insurance: Why It’s Crucial for Business Owners
As a business owner, safeguarding your investment is essential. One key aspect of this protection is having commercial property insurance. VLG Insurance understands the complexities of business protection and is committed to helping you navigate the various coverage options available. This blog will explore the importance of commercial property insurance and how it can shield your business from unforeseen challenges. Business Protection: The Foundation of [...]
How to Choose the Right Home Insurance Policy
Choosing the right home insurance policy is one of the most important decisions you’ll make as a homeowner. With so many options available, finding the best home insurance can feel overwhelming, especially in Ontario, where different policies offer varying levels of coverage. In this guide, we’ll walk you through the key factors to consider, provide tips on how to compare home insurance options, and help [...]
Understanding Term Life Insurance: Your Comprehensive Guide to Financial Protection
Life insurance is a crucial element of a sound financial plan, providing peace of mind and security for your loved ones. Term life insurance is one of the most popular and affordable options available, offering coverage for a specific period. Understanding the ins and outs of term life insurance can help you make informed decisions to protect your family's financial future. In this blog, we’ll [...]